In car insurance ontario is legally required for all drivers, and there are specific mandatory coverages that every policy must include. These are: Third-Party Liability (with a minimum coverage of $200,000, though most drivers opt for higher limits), Statutory Accident Benefits (which provides compensation if you’re injured in an accident, regardless of fault), Direct Compensation–Property Damage (DC-PD) for damage to your vehicle and its contents when you’re not at fault, and Uninsured Automobile Coverage, which protects you if you’re involved in an accident with an uninsured or unidentified driver. Optional coverages like collision and comprehensive can also be added to enhance your protection.
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